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Young Kiwis missing out on big returns
Many young Kiwis could be missing out on thousands of dollars by not having their KiwiSaver account set up correctly and with housing prices and the cost of living increase each year, every KiwiSaver dollar saved counts. When you join KiwiSaver you are asked to choose an investment fund type – leave this blank and you will be defaulted into a...
KiwiSaver mistakes to avoid after 65
Retirement can be a potentially confusing time financially, especially with sudden access to that KiwiSaver cash. A common misconception when it comes to KiwiSaver is that once you reach the age of 65, you need to withdraw all of your KiwiSaver funds immediately. This isn’t the case. In fact, many providers will allow you to keep your account...
Protecting your health with health insurance
Your health is your most important asset. If you get sick or injured, you still need to pay your bills and support your family, insurance exists to help make ends meet in such a situation. The New Zealand health system is robust but has a few twists and turns that can make it a little complicated to figure out what you need. So, is private health insurance the right move for you?
Stay-at-home parents need insurance cover too
Being a stay-at-home parent can be the equivalent of several full-time jobs put together. If your family has a non-working parent, you should consider how to cover their contributions to the household if something happens to them. If they suffer an illness or injury, or pass away the financial repercussions could still be devastating. Here...
What is inflation and what can we do about it?
Plenty of airtime lately has been dedicated to the rising cost of living. Everyday items like petrol, vegetables, and other groceries have been increasing in price since the same time last year. Inflation refers to the rate of increase in prices over a time period, like comparing the cost of a bag of carrots from one year to the next. Some...
Does your employer offer life insurance cover?
Many companies will offer free life insurance cover as part of an employee benefits package. This insurance cover is usually offered to employees at either a fixed amount or based on a particular formula. i.e., multiple of salary. In some instances, you may be able to take up more life cover or add additional benefits at discounted rates....