Your Path to a Brighter Future
KiwiSaver is more than just a savings initiative – it’s a cornerstone for building your financial future.
Designed to help New Zealanders prepare for retirement and, in some cases, achieve their first home goals, KiwiSaver is a valuable investment for every eligible individual.
Whether you’re just getting started or want to ensure your KiwiSaver investment better aligns with your goals, AdviceFirst is here to help you make the most of your savings.
Why Review Your KiwiSaver Investment with AdviceFirst?
KiwiSaver isn’t a ‘set and forget’ investment – your financial goals, risk tolerance, timeframes and market conditions change over time. Regular reviews help ensure your KiwiSaver investment remains appropriate for your long-term goals. Here are four key reasons to review your KiwiSaver investment with AdviceFirst:
Ensure your money is working harder
Not all KiwiSaver funds perform the same. A regular review ensures you’re in a fund that aligns with your risk profile and works better for your long-term goals.
Align with Your Goals
Whether you’re saving for retirement or your first home, your KiwiSaver investment should be working towards your specific goals. We help adjust your strategy as your life changes.
Invest with your values in mind
Each KiwiSaver provider takes their own approach to investing. Whether you’re looking for an ethical investment, or simply want something cost-effective, there is a KiwiSaver provider suitable for everybody.
Be confident when the market changes
Markets fluctuate, and different funds respond in different ways. Our KiwiSaver specialists help you navigate these changes to and answer any questions you have.
KiwiSaver Calculator
Find out how much your KiwiSaver savings could grow to help you achieve your goals.
Navigating KiwiSaver with AdviceFirst
At AdviceFirst, we make it easy to get expert guidance on your KiwiSaver investment.
Here’s why Kiwis trust us:
Unbiased Expertise – We’re independent and work with multiple providers, ensuring you get impartial advice tailored to your needs.
No Direct Fees – Our service is free for you when choosing most funds. In the case of Milford KiwiSaver, a direct fee applies.
Personalised Support – Whether you’re interested in ethical investing, need to adjust your risk profile, or simply want confidence in your choices, we offer tailored advice.
Ongoing Reviews – Life changes, and so should your KiwiSaver investment strategy. We check in regularly to keep your investment aligned with your goals.
KiwiSaver Benefits at Retirement
You can access your KiwiSaver from age 65 (or earlier if you are purchasing your first home).
After age 65, some clients leave the funds invested for continued growth, accessing them when needed; others set up regular withdrawals as an income stream; and others withdraw the full amount, adding it to other savings and investments they hold.
Funds withdrawn after retirement are tax-free.
While employer and government contributions stop, your KiwiSaver remains an important asset for your financial wellbeing.
Secure Your KiwiSaver Future
Whether you want to check the fund your savings are in is appropriate for you or you’re just getting set up, we’re here to help. Contact us today to make sure your KiwiSaver is working hard for you.
Our KiwiSaver Providers
Our APL is subject to ongoing review and includes Milford, Fisher Funds, AMP, OneAnswer, and Generate.
