Avoid an issue becoming a drama with business insurance.
The right business insurance cover can help your business stay on track, even when things aren’t going exactly to plan.
Key Person Insurance – Help cover your business by insuring the people who mean the most to your business.
Professional Indemnity Insurance – Helps protect against claims for breach of professional duty or negligence resulting in financial loss.
Public Liability Insurance – Even the best run businesses need protection against third party claims resulting from products or services that have caused unintended loss to other parties.
Statutory Liability Insurance – Covers against liability arising from allegations of an unintended breach of statute, including the cost to defend.
Employers Liability Insurance – Helps protect employers against claims from their employees in respect of a personal injury resulting from their employment that is not covered by ACC.
Business Interruption – Cover for financial loss if your business is interrupted:
by damage to your premise.
resulting from access to your business being limited or cut off by the stoppage of utility services.
by interruption to the supply of goods to your business (through an insured event).
Shareholder Insurance – Can provide financial assistance in the event of a business owner’s death or disability.
Directors and Officers Insurance – This helps protects individual directors and officers, and the company for its obligations to indemnify directors and officers, against the cost of claims arising out of acts and omissions of its directors and officers, as well as the cost of defending those claims.
Business Property Insurance – Whether for buildings, plant, stock or technology, get cover for accidental loss or damage to your business assets.