Keep up to date
Elections and Interest Rates: The Distractions that Derail Success by Mel Cooper
As we await the results of another highly publicised American election cycle, it’s natural for Kiwi investors to feel some unease. An incendiary media has created endless concern over economic shifts and potential changes in interest rates following the election – and for many of us, this noise can be an all-consuming distraction. However,...
Wealth creation – Is property investing right for you?
We grow wealth for many reasons: to create options, retire comfortably, improve security, or help the next generation. Whatever your reason is for growing wealth, there are many pathways towards achieving wealth. What's suitable for you depends on a variety of factors. However, we often get asked whether property investing is a good option. With...
Market Volatility and Staying the Course
In recent weeks, global equity markets have experienced significant volatility, with prices falling by around 5% since mid-July. This sudden drop, driven by various factors including unexpected rate changes by the Bank of Japan and softer-than-expected U.S. labour market data, has undoubtedly caused concern among investors. In times like these,...
Decumulation of Assets in Retirement
You’ve worked hard building up to the day where you clock out for the final time to enjoy the fruits of your hard-earned labour. Retirement is the day we’ve all been planning for - but the transition from a saving mindset to spending can seem scary at first and requires a new plan: decumulation. It’s a mental shift from asking ‘how much to...
Protecting Against The Unexpected: Total and Permanent Disability cover
Our path through life often resembles a winding road with many twists and turns. We set out the direction with clear destinations in mind but fail to anticipate complications along the way. What happens if our professional and personal lives face permanent disruption as a result of a permanent disability? Total and Permanent Disability...
Level Life Cover: Balancing Stability and Security
New Zealanders are living longer, but is their quality of life keeping pace? Average life expectancy for both men and women is now stretching into the 80s, increasing yearly, and is expected to reach an average of 85 by just 2038. However, while most of us celebrate the idea of a long life, increasing life expectancies creates a few potential...