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Why is My Insurance More Expensive Than My Friends?

Why is My Insurance More Expensive Than My Friends?

Even if your friend is close to you in age and physical circumstances, your insurance premiums might be very different. AdviceFirst adviser, George Allbury explains how premiums are calculated and what factors can cause your insurance premiums to be more expensive than your friends. Premiums are how an insurance company finances your coverage,...

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Five things to do as you build your investment portfolio

Five things to do as you build your investment portfolio

Investment can seem like a scary proposition, but it can be quite simple once you know the basics. In fact, if you have a KiwiSaver account then you’re already an investor. So, what can you do next to build that investment portfolio? AdviceFirst adviser Wendy Chen shares five points to consider. Have goals in mind “The first step for successful...

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What is Policy Ownership?

What is Policy Ownership?

The ownership of a life insurance policy may seem like a straightforward matter, but there are actually several different types of policy ownership. Each policy ownership has its own risks and benefits, whichever one your policy falls under, your insurer needs to follow the associated laws. Changes in policy ownership are possible, but there is a...

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Why do insurance premiums go up?

Why do insurance premiums go up?

Insurance plays a big part in protecting the lifestyle, people and possessions we care about; sometimes it can be confusing to see the price of our insurance premiums fluctuate.

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