COVID-19 has certainly put the focus on our wellbeing and the health care system. When it comes to getting health treatment, timing is often the most overwhelming consideration. And as everybody knows, life can feel short enough without the anxiety of having to end up on a waiting list.

AdviceFirst works closely with long established private health insurers like Southern Cross Health Society to help many of our clients get the medical treatment they need when they need it.

A tailored health insurance plan means you can:

  • Gain faster access to treatment by avoiding public hospital waiting lists.
  • Experience less financial stress by reducing your costs of private treatment and time off work.
  • Have more choice about when you receive treatment for qualifying medical conditions.
  • Have non-acute surgery or a diagnostic procedure (such as an MRI), or see a specialist, all without having to be put on a waiting list.

The typical costs of medical procedures are significant, from the simpler such as: skin cancer removal from $200-$2,500; and a colonoscopy from $1,700-$3,000, through to the more significant such as a hip replacement from $20,700-$27,800 or heath valve replacement $57,700-$78,400.

If you would like to discuss options for a plan that can help benefit you and your family, please don’t hesitate to talk to your AdviceFirst Adviser. You can also call us on 0800 or email


AdviceFirst is a Financial Advice Provider (FSP23242).