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    B’N’B Careful

    B’N’B Careful

    You may have heard of the new generation of ‘sharing businesses’ which let people list, find and rent accommodation or holiday homes for a fee. It all happens online. AirBnB in particular is becoming very popular with home or bach owners who see it as a clever, easy way to let their properties to visitors. Opening their homes can earn extra cash,...

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    Are You Over Being Undersinsured?

    Are You Over Being Undersinsured?

    We know we need insurance but we may be tempted to go with what looks good – we may put price and convenience ahead of choosing the right insurance product that gives us the cover we need when the unexpected happens. We avoid the paperwork, don’t read the terms and conditions and skip the small print. We also avoid advisers because they want to...

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    Shaken Not Stirred

    Shaken Not Stirred

    The 7.8 magnitude earthquake that hit in November last year has thrown up some red flags that business owners with business interruption insurance need to know. AdviceFirst commercial insurance specialist Shona Pope says many business owners were not aware of the natural disaster excesses introduced as a result of the earlier Christchurch...

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    A Bank* Of Black Swans

    A Bank* Of Black Swans

    A “black swan event” isn’t a ballet. It is an unpredictable or unforeseen event, and in 2017 there may be plenty: Election year in New Zealand. Donald Trump in America. Disruptive innovators (like Uber) in most sectors. Brexit. Interest rates rising. We can’t predict with any certainty how things will unfold, but a good plan can help see you...

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    Looking Out For Mum And Dad

    Looking Out For Mum And Dad

    The United Nations predicts that by 2050, life expectancy will increase on average by 22 years in developed countries like New Zealand. Living longer is good news, however as a result, children and grandchildren may need to help out with the cost of looking after ageing parents and other relatives. The International Monetary Fund says longevity...

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    Invest Time With An Investment Specialist

    Invest Time With An Investment Specialist

    Your financial adviser is more than an expert who understands the difference between stocks and bonds, or how to create an investment diversification strategy. They are experienced financial practitioners with access to the latest industry data and information. The combination of expertise, experience and information means your financial adviser...

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    Advisers are available on request and free of charge.