by AdviceFirst | Jun 9, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
The world can seem like a chaotic place right now, with COVID pandemic still to deal with, wars ongoing, and all flavours of political upheaval. All this can make the idea of investing seem too complicated. 2019 saw news about Trump’s impeachment, Brexit, North...
by AdviceFirst | Jun 8, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Life insurance is that extra bit of help for the people that you care about in the event of your death. Here are a few things you might not have known about life insurance which just might encourage you to take another look at your cover. 1. Keeping your...
by AdviceFirst | May 4, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Many young Kiwis could be missing out on thousands of dollars by not having their KiwiSaver account set up correctly and with housing prices and the cost of living increasing each year, every KiwiSaver dollar saved counts. When you join KiwiSaver you are asked to...
by AdviceFirst | May 3, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Retirement can be a potentially confusing time financially, especially with sudden access to that KiwiSaver cash. A common misconception when it comes to KiwiSaver is that once you reach the age of 65, you need to withdraw all of your KiwiSaver funds immediately. This...
by AdviceFirst | May 3, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Personal insurances such as Life, Income and Trauma cover are some of the most important safety nets when you and your family are going through tough times. Nevertheless, during times of high inflation and increases in costs of living, it can be tempting to wonder if...
by AdviceFirst | Apr 6, 2022 | Wellbeing
Your health is your most important asset. If you get sick or injured, you still need to pay your bills and support your family, insurance exists to help make ends meet in such a situation. The New Zealand health system is robust but has a few twists and turns that can...
by AdviceFirst | Apr 5, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Being a stay-at-home parent can be the equivalent of several full-time jobs put together. If your family has a non-working parent, you should consider how to cover their contributions to the household if something happens to them. If they suffer an illness or injury,...
by AdviceFirst | Apr 5, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Plenty of airtime lately has been dedicated to the rising cost of living. Everyday items like petrol, vegetables, and other groceries have been increasing in price since the same time last year. Inflation refers to the rate of increase in prices over a time period,...
by AdviceFirst | Mar 1, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Many companies will offer free life insurance cover as part of an employee benefits package. This insurance cover is usually offered to employees at either a fixed amount or based on a particular formula. i.e., multiple of salary. In some instances, you may be able to...
by AdviceFirst | Feb 28, 2022 | KiwiSaver Advice, New Zealand Financial & Business Advice, Personal Advice, Wealth Management
Whether retirement is 5 years away or 25 years away, your choice of KiwiSaver investment fund will play a big part in helping you realise your KiwiSaver dream. “We all have different goals and different circumstances so the fund that’s right for your friend or...