From the bus that breaks down, to the bargain-priced kettle that gives up the ghost the day after the guarantee ends, sometimes we don’t quite get the outcome we hoped for or expected.

When it comes to insurance, a bit of forward thinking will help ensure that your expectations are met. It’s essential that the cover you pay for is appropriate for you.

Take your home and contents cover.  And then take a closer look at the sum insured.  Does it cover everything you expect it to cover? The devil is always in the detail.

Buying a one-size-fits-all policy online with a click of a mouse can seem convenient and a time-saver. But we recommend having your policy personally reviewed by an expert, so you can be sure your insurance will help meet your expectations when it needs to.

Even if you discover that you need to double your sum insured, it doesn’t mean your premiums will cost twice as much.

It’s a worrying fact that around 80% of New Zealanders are under-insured. Luckily, you don’t need to be.

Remember, it’s better to know the limits and pitfalls of your policy now, rather than at claim time.

We can review your cover, make recommendations, help you make sure it meets your expectations, and we can help you achieve maximum value at claim time.

Be sure to get in touch for the friendly expert service you expect.

AdviceFirst is a Financial Advice Provider (FSP23242).