Before upping-sticks and going away for the summer, make sure you’ve taken the time to consider the security of your property and assets.
The most hassle-free way to this would be to complete a checklist. NZ Police have a home safety checklist you can do. Once you’ve completed the checklist, you’ll receive an email with tips on how to improve your home safety relating to any topics you were unsure about.
There are some obvious questions like “do you lock your windows and doors?” to more specific questions. Such as, have you recorded and saved the serial numbers of expensive items in your house and photographed other valuables? For the latter, this can prove useful if you ever need to claim from your insurer.
In New Zealand, police data shows there were 52,945 burglaries between 1 January and 30 September 2017 which was a 34 per cent increase from the same period in 2015. A study from a smart home security company also noted 48 per cent of Kiwis fail to put sufficient security measures in place, despite a third of us admitting to being burgled in the past.
In terms of insurance, if you’re doing a yearly review of all your policies you should be up to date with your cover. But if you have any doubts, just check in with your Adviser and they’ll be happy to talk through any concerns.